A Guide To Getting Free Stuff

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They say there’s no such thing as a free lunch. And they’re probably right. But that doesn’t mean that the resourceful among us can’t spot an opportunity when we see one. There are all sorts of things that you can get for free, including travel, gadgets, and, yes, lunches. But you have to know where to look.

Of course, if you’re not paying for these things out of your hard earned money, you’ll be paying for them in some other way. But for those of us who don’t have a great deal of money, where’s the harm in that? What’s more, the level of sacrifice is usually quite limited. So let’s get started.

Free Gadgets

Gadgets are all the rage right now. And for good reason: they’re exciting and useful. Unfortunately, many come with a hefty price tag. So how to get them for free? The first thing you want to do is to start writing reviews on a site like Amazon. If you write reviews that other people find helpful, you may get a private invite to a program called Vine. Vine, for those of you who don’t know, is a product review platform launched by Amazon to get customers to review their new products.


Here’s where it gets interesting. As a member of Vine, you’ll get new products shipped to you by Amazon. If you write a review that people find helpful, you’ll get to keep the product. How good is that?

Just be warned, however, that the products are usually aren’t the latest iPhones or iPads. They’re often less well-known gadgets and peripherals. Still, you never know what you might find useful.

Free Lunch

Getting a free lunch isn’t as hard as it sounds. There are plenty of companies, willing to give away food, just to get bodies through the door.

Nowhere does this apply more than when a new restaurant, store or supermarket opens. If you can get in on a restaurant opening, often the food itself is free, and you only have to pay for the drinks. Newly opened supermarkets will often also offer free food samples so that you try their new products.


Of course, going to various grand openings isn’t the only way to get your hands on some free grub. As www.ourgeeks.com explains, you can also get free food at Subways, just from filling out an online survey.

Free Travel

Aside from travel rewards, there isn’t an awful lot that you can do to reduce the cost of your journey. But once you get to your destination, there are plenty of opportunities to save.

It might surprise you to learn that there are actually a lot of people who are willing to put up complete strangers in their houses. On Couchsurfing.org, you can find these people, many of whom will be willing to put you up for free. As the name suggests, you probably won’t be staying in a luxury villa. But, there are some benefits to couch surfing, including the fact that you’ll probably meet some new friends.


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The Ultimate List Of Personal Finance Tips

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I’m willing to bet the majority of you will have personal finance issues in your life. Maybe not now, but you’ve either had them or will have them. It’s very common, and usually, it’s down to life getting in the way and leading you into a pit of financial despair. But, don’t worry, it’s not all doom and gloom. Take a look at my list of personal finance tips to get your financial life back on track.

(pixabay: https://goo.gl/twA13p)

Open A Savings Account

The number one personal finance tip is to open a savings account for yourself and your family. Saving money is essential if you want your finances to be in a good shape. It can give you some financial stability and help you out during tricky times in your life. Plus, it’s good to have some money saved up to help you pay for things, like a new car or house. If you don’t save, then it’s likely you’ll overspend and waste your money on things you simply don’t need.

Invest Some Of Your Money

As well as saving, you should be investing your money too. It’s an extremely productive way of caring for your finances. It means you can tie up your money in something, and watch that value increase over time. The best thing for long-term investing is the stock market. There are stocks, like Dow Jones Industrial Average, that will fluctuate in price a lot. But, there are others that will be on a steady curve upwards and slowly increase over time. You want to look for stocks that don’t have an erratic price that keeps falling and rising day by day. The steady, slow burners, are the best things to invest your money in and keep your finances ticking over.

(Source: https://goo.gl/3qe5za)

Create Budgets

Creating budgets is a great way to help you manage your spending. If you set yourself spending limits, then you won’t splash too much cash. You can either set a monthly budget or a weekly one. Personally, I’d set monthly ones as it’s easier than setting a new budget every week. Take a look at your monthly income and then figure out how much you need to spend each month. Think about necessities like food, toiletries, etc. Doing this will help you set a budget and understand how much you need to spend each month.

Savvy Spending

Opening a savings account isn’t the only way you can save money. One easy way is to be savvy with your spending. Take a look at what you’re buying and see if you’re getting it for the best price. For example, people tend to overspend on branded products when there are cheaper options available. Don’t fall for a brand logo and pay more for something you can get for half the price, which may even be better quality too. Also, look for deals, discounts, and bargains to save even more as you shop.

This list is ideal for anyone that’s struggling with their money right now. But, it’s also perfect if you want to prepare for the future and prevent any financial distress.

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Personal Loans: What You Need To Know

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None of us like borrowing money, but every now and then the decision slips out of your hands. Home finances are often tough to manage, and occasionally you may run into situations when you need a loan. Getting a personal loan isn’t as easy as a lot of material makes it out to be. There are a lot of different factors which pool into the process. You need to understand these in order to give yourself the best possible chance of getting the loan you need. Here, we’ve put together a guide to your personal loan.

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First of all, you need to understand a few key features of a personal loan. In simple terms, a personal loan is a loan made by a bank or other entity which isn’t secured by any asset. You may have heard them referred to as “unsecured” loans before. With other kinds of loans, some form of asset, like your home or other property, will be put down as security. Like with any form of borrowing, there are benefits and drawbacks.

There are a few features of a personal loan which makes them more appealing than the alternatives. Usually, you’re able to borrow more through a personal loan than you’re able to on a credit card. Credit cards are the preferred method of borrowing for most people, but are far more limited than others. With a personal loan, there’s also the advantage of fixed monthly payments. When you know the exact figure you’ll have to pay at the end of every month, it becomes much easier to plan ahead and manage your finances. Usually, these kinds of loans also have fixed interest rates. There are a few exceptions out there though, so don’t take it as a given! Typically, there’s also much more flexibility in how long you take to repay the loan. In most cases though, this isn’t a massive advantage in the long run. Bear in mind that the time it takes you to pay up will impact the interest rate on your loan. One last advantage is that you have the freedom to consolidate a few different debts into a single personal loan. Again, be careful about this. Consolidation may reduce your monthly repayment figure, but it may also stretch out the time it takes you to wipe the debt. Check out this Money Supermarket guide on debt consolidation for more info.

With these kinds of advantages, you can see why a lot of people turn to personal loans to solve their financial issues. However, there are certain cons tied to personal loans you should also be aware of. If you’re afraid of high interest rates, then there might be other options which are better for you. People who take out personal loans often struggle with much higher rates of interest. This is particularly prevalent when they take out small amounts of money. There’s another side to this issue. Because interest rates decrease the more you take out, some people will make snap decisions to borrow far more than they need. Furthermore, some loans carry a charge for early repayment or overpaying.

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Before contacting a single bank or lender about their loans, be sure to take a few things into consideration. First of all, you might not actually get the interest rate advertised in big, flashy lettering! Here, I’m referring to the representative APR (annual percentage rate). While banks and lenders wave this around like a guarantee, you may not qualify for it. In fact, most money lenders only offer their representative APR to around half of their customers. If your credit rating isn’t ideal, you’ll probably still be accepted. However, you may have to battle with a much higher rate of interest than the alluring rate you thought you’d get. However, this can be helped by tidying up your credit report. Depending on your personal circumstances, this might be easier said than done. However, most people can take steps to make their credit report look a little better. Depending on the loan you’re going for and other long-term plans, you might want to hire some outside help to improve your credit rating. See this Lexington Law credit repair review for one idea.

You also need to look out for variable interest rates. These are uncommon, but still possible within personal loans. This is especially important if you feel you can only just afford regular repayments. Another big thing to be wary of is payment protection insurance (PPI). This is insurance designed to protect the borrower, in case they can’t keep up with agreed payments. Sounds like a good thing, right? Unfortunately, a lot of lenders mis-sell this kind of insurance using high-pressure selling tactics. Make sure you read into it before buying anything. A lot of policies are found to offer inadequate protection, or none at all when the holders needed it. If you do want PPI, then there’s probably a better option than buying it from the lender.

When you actually come to securing your loan, you would’ve done the bulk of the work already. My advice at this stage is to shop around. It’s very rare that the first rate your bank or building society offers you is going to be the best available. Look for the cheapest possible APR you can find. Although you can end up paying more, the advertised APR is usually a pretty good way to judge what your interest is going to be like. There are many comparison websites where you can search using your credit rating. This can be a big help when you’re trying to understand the deals available to you. If you have a good credit rating, then consider peer to peer loans. Often, these offer low interest rates, and can be used for smaller loans. On most comparison sites, these will be thrown in with the personal loans listings. As you delve deeper, you’ll start gaining a better understanding of the options open to you. Just make sure you read the fine print!

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How To Get Your Hands on More Cash Without Doing Very Much

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If you’re on a mission to save some money this year, then you’ll know how boring it can be scrimping and saving. It pays to keep your goals at the forefront of your mind when you’re financially frugal. If you don’t, you risk falling into the trap that so many of us have before, and breaking your carefully budgeted plans. How easy is it to just make that accidental purchase? Yes, it’s so tempting when you have been so good, but it is a slippery slope. Keep your eye on the prize and you’re bound to be able to be a much more successful saver!

There are always more ways you can save money if you put your mind to it. You may be sitting on a fortune and not even realize it!

Image from Flickr

When you’re doing your shopping online, then you can often save money on your purchases if you are savvy and smart. You can get money back on the items you buy with the minimum of effort. If you regularly use sites like Amazon, then you could be in the pink! Have a look at http://www.surveyssay.com/ebates-review-should-you-use-it/ to see if it could work for you!

Look around your home closely if you want to save more cash on your essential bills. One of the biggest outgoings in most homes is your energy costs. Well, there are lots of ways you cut down your spending on those, if you’re canny. Make sure all your window frames and windows are properly sealed. If your doorways are draughty, use an excluder to help keep your toes toasty. Check out our energy suppliers too, you can usually get a better deal if you shop around, so it does pay to investigate. There are some great deals compared at http://www.moneysavingexpert.com/utilities/you-switch-gas-electricity. If you pay by direct debit and manage your account online, you’ll be able to make some substantial savings. It’s not a big hassle to switch as long as your account is up to date, and your new supplier will probably be able to handle that for you.

Selling stuff you don’t need or use any more can be a handy way to raise some funds. You can use sites like eBay to turn your unwanted goods into cold hard cash. If all that taking photos and sending stuff off seems like too much effort, then why not get your stuff to a tabletop or car boot sale? The outdoor ones are best kept for summer, no one likes trudging around wet fields to loot through other people’s junk! For a guide to selling your stuff, cast your eyes over http://pages.ebay.co.uk/help/sell/selling-basics.html

If you’re artistic and enjoy making things, why not sell the fruits of your labour? You can enjoy using your talents to make a little extra income  Sell online on sites like Etsy, or again, eBay. You can also try out having a table at a craft fair or local fete. It’s a great way to meet people too, and you could find yourself making a real business from t. Making a living from something you enjoy doing You could end up a wealthy entrepreneur!

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Top Tips For Reducing Credit Card Debt In 2016

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Many people own credit cards, and are extremely careful with them – and rightly so. If used incorrectly or excessively, it can result in a whole host of problems, not least of which is financial debt. Your New Year’s Resolution was to pay off that sum you owe, so it’s time to be more responsible!

Even if you only owe a debt of say, £2000, you could easily end up shelling out over twice that amount in interest. And your worries don’t end there. Debt can poorly affect your credit score, which can impact your mortgage application or even phone contract. Then there’s the stress of not having enough money to pay for other things, and it can all pile up.

Luckily, there are a number of things you can do. Simply keeping up with consistent monthly payments is your best bet, but that’s not always easy. If you’re smart, you can reduce or shift that debt which results in a cheaper time for you on the whole. Here are a number of top tips for reducing credit card debt in 2016.

Increase your monthly payments

Sort of an obvious answer here, but it’s a viable one. Do you need that crate of beer? Do you need that chocolate? Just paying an extra £20 or £30 a month can lower your debt in the long run. You can do this by making two minimum payments a month, instead of just the one. Over time, it really adds up.

Plan a monthly budget

It’s such a simple thing to do, yet so many people don’t. Knowing precisely just how much money you have going in and out is key, so you can identify areas to cut back. Organize your monthly income and expenses on an Excel spreadsheet for a handy all-in-one solution.

This can let you see where you can cut back. Can you reduce food costs, or luxury items? Can you get that electricity bill down? Maybe start unplugging appliances? Every penny you save will make you feel just a little bit better.


Image Credit

Transfer your balance, with care

Acting as a sort of get out of jail free card (only, you know, not free) balance transfers are very useful. As the name implies, it allows you to transfer that credit card debt to another company. This is usually to switch to a card with a lower interest rate, reducing your overall payment.

This low-interest rate will typically only be for a short introductory period, so you’ll have to move fast. You can find various balance transfer offers over here, to make sure you’re not missing out! Again, be sure to carefully read the terms and conditions. Banks like to make money too you know, so don’t come across as desperate.

Pay in cash, and hide the plastic

Whenever you have your credit card on you, temptation rears its head. It can lead to your financial downfall quite quickly, so eliminate that temptation! Leave your cards at home, or ask a family member to safely hide them. Take cash out to the shops with you to give yourself just the one option.

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How To Be More Responsible With Money In 2016 And Beyond

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A new year is upon us. If there’s only one resolution that you should keep in 2016, then it should be to take better control of your financial situation. Money might not be the most important thing in this life, but it will have a direct impact on your possibilities.

There are many factors contributing to your overall financial situation. The only way to create a better financial future is to treat it as a package. After all, there’s no point in making some improvements if those impacts are reversed by the bad habits that remain.

Follow these tips, and you’ll be amazed at how quickly things change for the better.

Understand Your Situation

You cannot work your way towards a better financial future unless you first gain a better understanding of where you are currently at.

One of the most effective ways to do this is by tracking your net worth. This will show you where you stand, as well as what direction you are heading in. If this doesn’t help you make changes for the better, then nothing will.

Increase Income

No matter how well you think you’re doing, you can always improve. There’s no time for resting on your laurels, and the best method for gaining a better financial future is to increase your income.

Climbing the career ladder is an aspiration that every responsible adult should possess. Let’s face it, though, the key barometer for success money. If you feel underpaid, then there’s a good chance that you are. Ask your boss for a raise in the appropriate manner, and it could help unlock a door to bigger and better things.

Meanwhile, you can also make money on the side by making smart investments or starting a small business.

Reduce Spending

Financial responsibility is a two-way street, though. It’s not all about what’s coming in. Monitoring your outgoings is equally important, and lowering overheads will make a vast impact on your life. If you can cut the fat without reducing your quality of life, then taking those steps is a must.

The vast majority of people are wasting money needlessly by paying over the odds for energy rates and entertainment plans. Using price comparison sites to find the best deals will help you live a more cost-effective life. Similarly, reducing waste around the home will slowly but surely improve your finances too.

Prepare For Future

The key to handling your finances in a responsible manner is to invest in your future. Of course, you should allow yourself to enjoy the present. However, it’s equally important to make preparations for later life. Failure to do so will only come back to haunt you.

This smart retirement planning advice from the AlternativeInvestmentCoach will serve you well. Combine this with more educated decisions, and you should see great results. With life expectancies rising by the decade, this could be crucial when you reach the autumn of your life. After a lifetime of work, being comfortable in retirement is the least you deserve.

It’s all about adopting a responsible approach. Do this now, and you can’t go far wrong.

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My Advice for Saving Money When You Shop

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We all love a good bargain and to save money when we shop. The cost of living is increasing, and unfortunately, wages aren’t always following suit. So the majority of us want a deal when we shop.


As you will know, I love to use coupons. I find couponing fun and enjoy it as a hobby. It is just a bonus that I get to save money too. There are a few little-known ways to go about getting coupons, though. Of course, there are the usual ways of getting coupons. The traditional way is to use magazines and newspapers and cut out the coupons. Then just save them up to use when needed (making sure that they are used before their end date of course). There are a few other ways to get coupons, though.


Always check the packaging on food wrappers and cartons; don’t throw them away until you’ve checked! There may be voucher codes on food packaging too. The ultimate is finding one that offers a free item. If this is the case, stock up. You’d be able to double up the amount of your food storage.


I have found that often, supermarkets will have leaflets or a store magazine. Be sure to look out for them by the till or by the store entrance. You could grab a few and sort through them. It may be for only that store, or for the chain if it is one, but it is all good. Getting money off the things we have to buy, like food, is the best, in my opinion.

Another way for getting coupons is to look on social media. Brands will often have an incentive for liking their page on Facebook or for following them on social media. Search for your favourite brands and see what they have to offer. Did you know there are couponing or money saving groups online? I know of several on Facebook. They are great for connecting with like-minded money savers and finding extra deals. Members of the group will post on the page about deals that they have found. So have a good read through and you could even share your bargains or deals that you’ve found.



I have also found that if you like a product, it is worth writing to the company to tell them. Who doesn’t like to get praise? More often than not, you will be sent back money off or a freebie coupon. This works for complaints too. As a rule, they want to keep customers happy, so if you aren’t, let them know. Quite often they will give you coupons to try their other products or ranges.

There other ways to save, other than couponing, though. When you are shopping, be sure to look for offers, like ‘2 for 1’ or ‘buy one get one free’. For these things, it is worth stocking up. Thinking ahead is a great idea when you see these deals too. Maybe only one size of diapers is on offer, and your baby isn’t yet in that size. They will be eventually so fill your cart and make a saving. Planning ahead goes for different kinds of foods or offers on gift items too.

When you are shopping, it is important to be flexible with what you buy. Different brands will be on offer and have deals, at different times. I think that this is particularly true for makeup and beauty brands. Simply swap the brands and save. You never know, you may even enjoy the new brand. There is usually one different brand on a deal each time I go to the drugstore.

If you are into shopping online, there are a lot of deals to be found. When you visit a page for the first time, there may be a pop up to sign up to their mailing list. After doing this, they usually offer you a discount code. If you have a few email addresses, try signing up with other email addresses too. Then you get to have the discount twice. So great, right? If you don’t want to have these emails come through to your work or home email, consider setting up a separate one. Then you know where all your offers will be sent.

I hope that you have found this advice useful. I am a big fan of money-saving so hope I can help you to save too. There are a lot of ways to save money when you shop. You just need to be informed and know what to look for. Let me know your tips in the comments below.

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How Much Money Should You Spend on a Gift?

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How much money is appropriate for you to spend on a gift for somebody? Isn’t it a conundrum? If you both agree on a set price, then you may as well not buy anything at all. Sheldon from the Big Bang Theory feels very strongly about this! Setting a limit can be OK in some cases. But what if you don’t feel good discussing this with them? You need to come up with a budget all on your own. This guide should give you some perspective and help you to come up with the perfect gift budget!

Giving What You Feel Comfortable With

If you’re unsure of what to spend on a gift, you need to ask yourself honestly what you feel comfortable with spending. You don’t necessarily need to consider anything else once you’ve come up with the amount. You shouldn’t consider how much they have spent on you or anything like that; it isn’t about giving a gift of equal price value. A less expensive gift could be just as valuable if you put enough thought into it! Consider the amount you earn and how much you can afford to come up with an amount you feel comfortable with. Bear in mind that there are all kinds of ways you can buy gifts for a fraction of what you’d usually pay – I love using coupons!

Is the Occasion Important/Unique?

How special is this occasion? If it’s a housewarming gift, you don’t need to spend much at all – afterall, you may have many more housewarming gifts to purchase in the future. However, a wedding usually only happens once, so it makes sense to spend a bit more. If you just want to treat someone for no reason, giving scotch as a gift, or something similar is a good idea.

What’s Your Relation to the Person?

Your relation to the person will usually dictate the amount you spend too. You’ll likely spend more on your spouse or child than you would on a friend or godchild. It just wouldn’t be feasible for you to spend as much on everybody as you would on your own children!


image credit

The Thought You Put in

Giving gifts isn’t all about the money you spend. It’s about the thought. It might sound cliche and cheesy, but it’s so true! Giving a really expensive gift that you haven’t put much thought into won’t necessarily mean a lot to the receiver. You could buy something dirt cheap, but if you’ve taken everything into consideration about what the receiver likes/dislikes, you’ll get a much better response from them.

I hope this has helped you to get some clarity on how much you should be spending on gifts for different occasions. If you don’t feel comfortable spending a certain amount on a gift, then don’t be afraid to spend less. The fact you’re giving a gift at all will mean a lot! What are your thoughts on gift giving? Let me know by leaving a comment below!

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3 Major Benefits Of Quick Cash Home Sales

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When most people sell their homes, they tend to go down the traditional route of using a realtor. However, if you need to make a quick sale and move on as soon as possible, then you might be better off using an alternative method. Today, I’m going to take a look at some of the benefits of getting a quick cash sale, which could prove useful to you under certain circumstances.


The first benefit is the most obvious – speed. If you need to move home as soon as possible then finding a quick cash buyer is one of your best options. It could be all completed within just a few days, rather than the facing the risk of putting it on the regular market. There are no guarantees that your home will sell quickly, and there are plenty of things that could go wrong. You might have to rely on a chain, for example. Or you could get led down the garden path by someone who ends up pulling out at the last-minute. A cash buyer – either company or individual – offers a quick and guaranteed sale, and if you need it, it’s definitely worth looking into.


One of the biggest criticisms that quick cash sales face is that they don’t give you the market value of your home. However, when you add up the costs of waiting for months on end for your property to sell, there may not be much in it. There are realtor charges and legal fees you have yet to face, for example. It all depends on your circumstances at the time. If you are facing financial difficulties, then a quick cash sale could enable you to raise enough money for a deposit on a new and cheaper home loan. It will also give you the money you need to pay off your debts. If those debts are racking up interest, the quicker you pay them off, the less you will be charged.


Another major issue for people needing to move out quickly is that they might have lots of repairs to make. On the open market, this is going to cause a problem. Let’s face it, most people don’t want the hassle of doing up a home. They just want to move in, save as much as possible, and get on with their lives. So, already, you will find yourself working with a much smaller market. Plus, if there is any damage, any prospective buyer will expect money off the asking price. And, if you aren’t careful they could sting you with a last-minute threat to pull out unless you drop the price even more. Using a cash buyer, you may not have these issues. Take Florida Cash Home Buyers, for example. They, like many other home buying companies, will snap up your property in whatever state it is in. It’s a solid option for anyone wanting to get out without facing up to the hassle and expense of big repair jobs.

So, have you ever been through a quick cash sale? If so, how did you find it? Share your knowledge in the comments section below…

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Best Deals This Week- June 3rd, 2015 Old Navy, Gap, and More!

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8266090722_97cb6072afI am so excited to share this with our readers.  When every penny counts, it’s so important to save money where you can.  Our friends at Yipit have curated the best deals this week in the 10 largest U.S. cities.
Additionally, they have included the 5 best offers available now nationwide. Enjoy!


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Ticket to 2nd Annual NOLA Funk Crawfish & Music Festival Get All NOLA Funk Crawfish & Music Festival Coupons

Natalie Cole: Grammy Winner Sings Latin Music’s Most Romantic Songs Get All The Town Hall Coupons

$10 for $15 at papabubble Get All Papabubble Coupons

Los Angeles

LA Cosplay Con: Celebrities, YouTubers, Costume Contests, Panels, Dance Party and More Get All Century City Plaza Hotel Coupons

Sclerotherapy Vein Treatment Get All Los Angeles Laser Aesthetic & Skincare Coupons

Up to 47% Off Massages, Facials & Pedicures Get All SPA InterContinental Coupons

$99 — Venice Spa Day: Massage, Facial & Wine, 50% Off Get All Nitespa Coupons

Up to 58% Off Cuts, Color, Highlights & More Get All Román Salon West Hollywood Coupons


$34 — Manayunk: Zagat-Pick Food Tour w/Tastings, Reg. $74 Get All Chew Philly Food Tours Coupons

Laser Hair Removal or Salt Sauna Treatment Get All Enigma Medi Spa Coupons

Up to 46% Off Swedish Massages & Classic Facials Get All Balance Spa at the Omni Hotel Coupons

Up to 51% Off Small Group Fitness Classes Get All Zen 10 Fitness Coupons

40% Off Mat & Equipment Classes Get All Main Line Pilates Coupons


Summer Family Pass and Special Exhibition Tickets Get All Arizona Science Center Coupons

Wildlife World Zoo: Save up to 30% off Regular Admission Get All Wildlife World Zoo & Aquarium Coupons

44% Off a Visit to Treetop Adventure Course Get All Flagstaff Extreme Adventure Course Coupons

Arizona Science Center – Up to 52% Off Family Membership Get All Arizona Science Center Coupons

42% Off Farm-to-Table Dinner at Litchfield’s Get All Litchfield’s At The Wigwam Coupons


Aerial Yoga Classes or Private Aerial Yoga Party Get All Aerial Yoga Houston Coupons

Up to 44% Off Go-Karts, Laser Tag, and Mini Golf Get All Track 21 Coupons

$25 for 4 Weeks of Unlimited Boot Camp Get All Mean Green Boot Camp Coupons

75% Off a Japanese Hair-Straightening Treatment Get All Splash Hair Designs Coupons

$50 or $100 on Food + Non-Alcoholic Drinks Get All Prospect Park Sports Bar Coupons


2 Nights of Boarding or 5 Days of Doggie Daycare Get All Pawliday Inn Pet Hotel Coupons

50% Off Prints & More Get All LAB ART Texas Coupons

Up to 47% Off Food Tasting at Veritas Wine Room Get All Veritas Wine Room Coupons

$50 for $75 at Facelogic Highland Park Get All Facelogic Highland Park Coupons

47% Off Bikram Yoga Dallas Get All Bikram Yoga Dallas Coupons

San Jose

Prix-Fixe Dinner for 2 at Verge Get All Verge Coupons

57% Off Arcade Visits and Prizes in San Jose Get All Nickel City Coupons

36% Off Mini Golf Get All Golfland Coupons

Juvederm, Botox, Skin Tightening, or a Combination Get All Silicon Valley Aesthetics Coupons

49% Off European Spa Pedicure Get All DD Beauty Salon Coupons

San Antonio

$20 for $40 at My Fit Foods Get All My Fit Foods Coupons

57% Off Steam and Stones Facial Get All K&I Health and Beauty Spa Coupons

$16 to Spend on Chocolates Get All Shakolad Chocolate Factory Coupons

Up to 44% Off at MOOYAH Get All Mooyah Coupons

Up to 47% Off at Flaco’s Burgers & Tacos Get All Flaco’s Burgers & Tacos Coupons

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Mind-Blowing Methods for Money Making at Home

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These days many people struggle to make ends meet in a financial sense. And, as a result, they find themselves in need of extra income. But this is easier said than done. It’s not like you can just make money materialise from thin air. It will require hard work and dedication, and might mean getting a second job. But a lot of people may not have the time or inclination to get a second job. And, if you fall into that category you’re going to need to think of ways to make some extra cash.

Now, the good news is there are a lot of ways in which you can make extra money. One of the most efficient and appealing is going to be making money from home. This gives you a relaxed and stress-free environment to earn some cash. The best way to do this from home is going to be to get online and use the internet to start generating some income. Here are some of the most effective ways to do this online.


One of the more sophisticated but highly lucrative options is to go into online trading. You could choose to play the stock market. Or you might think about ACM gold trading or forex currency trading. This is an excellent way to make a large volume of cash, but you need to know what you’re doing. It’s no good investing money in stocks & shares or taking part in binary options trading if you have no idea what you’re doing. The problem is it’s easy to lose a lot of money if you try to do this sort of thing. But if you know what you’re doing it could turn out to be a potentially lucrative venture.

Ad Share

Another great idea for making money online is to do ad sharing. If you have a social media account, you can sign up to things like Share Magnet. The way sites like this work are that you use them to post adverts on your social media profile. Then you make money from people clicking on the adverts. The sums are small, but because you’re earning per click the income will mount up pretty fast.


These days e-commerce has become much more popular. Sites like eBay have opened up the possibility of e-commerce to anyone with a computer. To put it simply, it’s the buying and selling of goods online for profit. You can create a profile and begin selling things right away. The great thing about e-commerce is that it doesn’t require qualifications or experience, anyone can do it. Of course, it helps to have some idea about the types of goods and products that sell well online.

As you can see, there are plenty of ways to make money online at home. The internet has opened so many doors for us these days that it’s accessible to anyone. You might think about using one of these methods to supplement income from your job. Money is tight for a lot of people these days, so it’s important to make extra cash wherever you can.

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Best Deals This Week- May 7th, 2015

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8266090722_97cb6072afIt’s been a while since I’ve posted some deals but this was too good to not post.  Our friends at Yipit have curated the best deals this week in the 10 largest U.S. cities.
PLUS, they have included the 5 best offers available now nationwide.


Entire Store: Up to 40% Off Every Old Navy Coupon

Spring Sale: Up to 75% Off Every Gap Coupon

Get Up to 50% Off Select Fashion Brands Plus Free Shipping Every Sunglass Hut Coupon

Up to 50% Off Sale Tops Every Athleta Coupon

Save 15% Off Select Items When You Sign Up for Gearmail Every REI Coupon

home depotSave Up to 40% on Progress Lighting Clearance Event – Every Home Depot Coupon

Get a Free Local Delivery on Grills with $399 or More Orders Every Lowes Coupon

Get Women’s Pure Stretch Underwear 3 for $30 Every Under Armour Coupon

Hotels: Up to 60% Off Every Priceline Coupon

Find and Hire Best Local Doctors and Contractors Every Angies List Coupon


Custom Spray Tan + Foot Scrub Every Sorelle Coupon

Microdermabrasion Every Viktoria Skin Care Coupon

Full Arm Wax Every Celebrity Skin Coupon

Pearl Facial Every Topliner Beauty Salon Coupon

Signature Facial Every A Touch of Elegance Coupon

San Diego

Up to 40% Off Ice Cream or Yogurt Every Sub Zero Ice Cream & Frozen Yogurt Coupon

Hot Tub Cruisin Boat Rental for Up to 10 Every Hot Tub Cruisin Coupon

$20 Gets You Dinner for 2 at T-Deli Every T Deli Coupon

Spa Day at 5 Star Rated Spa Kingston Every Spa Kingston Coupon

6 Dinners for $40 at Dream Dinners Every Dream Dinners Boylston Coupon

New York

Haircut or Blowout Every Beauty and Youth Spa Coupon

Blowout Every Extreme Color Coupon

Deep Pore Cleansing Facial + Microdermabrasion Every Elite Day Spa Coupon

Single Process or Partial Highlights, Glaze + Blowout Every Alex Anthony Salon Coupon

Brazilian Wax Every Skin Spa New York Coupon

Los Angeles

20 Units of Botox Every Premier Rejuvenation Coupon

At-Home Liquid Body Lift or Rejuvenating Treatment Every Beauty Bohemien Coupon

Personal Trainer Course + Certificate Exam Every NCCPT Coupon

Group Training Session Every AbsClubLA Coupon

Highlights, Haircut + Blowout Every Pretty Wild Hair Salon Coupon


IPL Photofacial Every Donna Scott Secret Med Spa Coupon

44% Off Private Music Lessons Every Philadelphia Guitar Instruction Coupon

Up to 44% Off Group Fitness: Yoga, Cardio, Dance & More Every Nourishing Storm Coupon

Two-Hour Boudoir Photo Shoot with Images Every Vibrant Image Photography Coupon

Choo Choo Soul: Musical Adventures With Disney Star Genevieve Every The Levoy Theatre Coupon


Up to 43% Off Flagstaff Blues and Brews Music Festival Every Flagstaff Blues & Brews Festival Coupon

D-Backs Look to Cool Off the Mets at Chase Field Every Chase Field Coupon

42% Off Farm-to-Table Dinner at Litchfield’s Every Litchfield’s At The Wigwam Coupon

$30 to Spend on Burgers, Apps, Nachos, Beer & More Every RnR Restaurant & Bar Coupon

Wildlife World Zoo: Save up to 30% off Regular Admission Every Wildlife World Zoo & Aquarium Coupon


CiCi’s Pizza – Up to 41% Off a Pizza Buffet with Drinks Every CiCi’s Pizza Coupon

Houston Astros Ticket Package Every Official Fan Package Coupon

Up to 50% Off Painting Classes Every The Paint Pub Coupon

$25 for 4 Weeks of Unlimited Boot Camp Every Mean Green Boot Camp Coupon

75% Off a Japanese Hair-Straightening Treatment Every Splash Hair Designs Coupon


Up to 56% Off Private and Group Classes Every Classic Pilates Coupon

$50 for $75 at Facelogic Highland Park Every Facelogic Highland Park Coupon

Salon Services with Optional Color Treatment Every Capelli Salon Coupon

1 or 2 Dozen Cupcakes; or $35 of Baked Goods Every Amazing Occasion Custom Cakes Coupon

Up to 51% Off Hair cut or split end treatment at Ashley Bristo at Iconic Every Salon Twenty Two Coupon

San Jose

3 Extra Small Area Laser Hair Removal Sessions Every A Youthful Reflection Coupon

Children’s Discovery Museum of San Jose – 42% Off Entry Every Children’s Discovery Museum of San Jose Coupon

Into the Woods: Sondheim’s Musical Fairy-Tale Mashup by Children’s Musical Theater (CMT) San Jose Every Montgomery Theater Coupon

Up to 48% Off at Lucy’s Tamale Factory Every Lucys Tamale Factory Coupon

The River Bride: Seductive New Play Mixes Myth & Romance Every Louis B. Mayer Theatre – Main Stage, Santa Clara University Coupon

San Antonio

$20 for $40 at My Fit Foods Every My Fit Foods Coupon

$25 for $35 at Plato’s Closet Every Plato’s Closet Coupon

57% Off Steam and Stones Facial Every K&I Health and Beauty Spa Coupon

$16 to Spend on Chocolates Every Shakolad Chocolate Factory Coupon

Up to 62% Off Tanning Every Sun Shoppe of Minnesota Coupon

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Iconic – Exploring New York’s Attractions

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New York City is home to millions of people and is the willing recipient of millions more in visitors each year. This city has long been a magnet for those who wish to revel in the bright lights and view some of the world’s most iconic landmarks. If you only know New York from the countless films and television shows then you’re in for some unforgettable experiences in what’s rightfully called the world’s capital city.

City of icons

The city that never sleeps boasts an amazing number of buildings and structures, from the Empire State to the historic Brooklyn Bridge to the Lady Liberty. Somewhat taken for granted by locals, these landmarks are a major tourist draw. You can’t beat the metropolis views from the top of either the Empire State or when actually standing inside the observation deck of the Statue of Liberty; but be prepared to climb 162 steps before reaching the crown area. There will be ticket prices for both of these attractions but you can cross the Brooklyn Bridge for free and also view the city from the deck of the Staten Island Ferry at absolutely no charge.

Exploring the past

You can never guarantee the sunshine in this city, so if the weather does turn rainy head to one of the many museums and art galleries. The Metropolitan Museum of Modern Art (MOMA) is one of the biggest museums in the world and the largest in America. You can easily spend an afternoon viewing the countless collections and exhibits on offer. If you want to step back in time then the Lower East Side Tenement Museum will allow you to walk through a recreated turn of the century tenement building. Kids will love the Intrepid Sea, Air and Space Museum, which features naval warships, the famous Concorde and the Enterprise space shuttle.


Fun attractions

If you’re a sports or music fan then a tour around the legendary Madison Square Garden should not be missed. You can go behind the scenes of this almost 20,000 seat arena and walk across the spectacular Chase Bridges to see this venue from its highest view point. If you’re on a family vacation then don’t forget to visit the Bronx Zoo, which is one of the largest zoos in the world and contains 6,000 animals across its 265 acres.

These are just a few Big Apple highlights and you can easily find a few more simply by exploring the city on foot. Don’t forget to get out of Manhattan to visit any of the other five boroughs including Brooklyn, Queens and Staten Island.

Image by senhormario, used under Creative Commons license

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Collecting Coupons? Read These Fantastic Tips To Help

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There is no shame in being a bargain lover. If you want to save yourself loads of money (and have fun), collecting coupons might be something you would enjoy. It seems ridiculous to me that people would pay full price for things when they can get themselves a juicy discount instead. If you are new to the world of saving money, you probably need some tips to help you along the way. Luckily, you have come to the right place for that advice. Read these tips so that you can make the most out of your coupons each day.


Check your mail (and your email)


From time to time, we all get vouchers and discounts through the post. Some people throw out their so-called junk mail and ignore it. You must check everything you get in the post. What might look like an average flyer could be full of coupons and vouchers. If you don’t look, you will never know. You should also check your email inbox to see whether anyone has sent you vouchers or discount codes.


‘Like’ or ‘follow’ companies on social media


If there is a particular company you just can’t get enough of, it will pay to follow them on social media. For example, a store Facebook page might giveaway Macys coupon codes on it. If you are not following their activity, you will have no way of knowing about this deal. If you always shop at the same store, you should make sure that you see what their social media activity is like online and follow or like them.


Try to use coupons when there is a sale


If you want to get the best value deal, you have to wait until sale season. Some coupons have a clause that prevents you from using them on sale items. Read the terms and conditions (usually, on the back of the voucher) to see whether you can use it or not. If you can get an extra discount on sale items, you will get a super cheap deal.


Become a loyal customer at your favorite store

Again, if you always shop in the same store, you can use that to your advantage. It is always worth getting store cards and collecting points when you spend money. Often, you will need to give your details to a member of staff when you apply for a card. I have found that sometimes, the stores will send you coupons through the post to thank you for being a loyal customer.

Ask yourself how much you are willing to spend

Before you go coupon crazy and start spending all your cash, you need to figure whether an item is worth it or not. Don’t just buy things because they are cheap. That is perhaps the biggest mistake you can make. Look at an item you want and see how much you want to pay for it. Don’t pay over the odds just because you are getting a tiny discount. Sometimes, people find the lure of a bargain too much to handle. If you don’t need (or want) something, you don’t have to buy it.

Look online for the latest deals and vouchers

There are many pages, like this one, that tell you where all the latest deals and discounts are. If you keep up to date with the places you can get coupons and deals, you will always save money. If you look online, you can often find codes and discount vouchers that you can print off. Keep coming back here and reading my tips. That way, you will save yourself a whole load of money!

(Photo by Flickr)

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How You Can Save Money By Making Your Own Household Products

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If you add up how much you spend on household products each month, you will see that they account for a significant portion of your shopping bills. Why do we spend so much on these items? From oven cleaner to toilet bleach, everything in your home requires it’s own specially designed product. Or, so we are led to believe. Additionally, if you have a big family, these items don’t tend to last very long.

But, did you know that you could save a load of money by making household cleaning solutions yourself? Not only is it cheaper to use homemade products, but it is also better for the health of you and your family. Homemade solutions use natural, safe ingredients, as opposed to the harsh chemicals often contained in shop bought products. And if that wasn’t convincing enough, homemade solutions are versatile, easy to make and last a long time.

Looking for ways to save money at home? Want to know more? Here is some useful information on how you can make your own household products.

Baking soda

If you only take one idea away from this post, let it be this one. As well as being essential in your baking cupboard, baking soda is a non-toxic, natural cleaning solution that can be used in many different ways throughout the home. So stock up on this item. It’s affordable in small quantities and in bulk and won’t go bad.

  • Baking soda cuts through grease and fat remarkably well. So it works perfectly as a natural way to clean your own. Just sprinkle some soda at the bottom of your own, spray a little water on top and leave the mixture to do its magic. After a couple of hours, has passed, the grease and dirt will wipe away easily.

  • Add a small bowl of baking soda to your fridge or freezer for a natural way to keep unpleasant odours at bay.

  • As well as preventing a smelly fridge, baking soda also deals carpet odour. Simply sprinkle some soda onto your carpet and leave for fifteen minutes. The vacuum up the residue.

  • Because of its coarse texture, baking soda can also be used to scrub away stubborn stains from floors, surfaces, sinks and bathtubs. Just apply a small amount to a sponge or scouring pad, clean and rinse with water.

  • Make your laundry detergent last longer by replacing half of the measure with baking soda. This will also ensure your clothes are kept clean and fresh.

  • To keep your silverware glimmering, use a solution of three parts baking soda to one part water. Add the paste to the items individually, rinse with warm water and buff with a soft cloth.



Lemon juice

Lemon juice is about to become your best friend. This powerhouse ingredient can be useful for a variety of household chores (and leaves a refreshing scent behind):


  • Being a natural bleach and disinfectant, the lemon is great for removing soap scum and bacteria in your bathroom. Squeeze some lemon juice onto a sponge and wipe clean shower doors, bathtubs and sinks.

  • Lemons also help when it comes to dusting surfaces. By mixing two tablespoons of lemon juice with ten drops of lemon oil and a few of olive oil, you have your very own

  • natural polish.

  • Lemon juice also helps to remove stubborn stains from clothing. Add one-half of a cup of lemon juice to your whitewash and allow the clothing to dry in the sunshine.

  • Cats detest the smell of lemon. Spray some lemon juice mixed with water to the corners of sofas, or other areas that your pet likes to scratch, as a natural deterrent.

Essential oils

Concentrated plant oils such as peppermint, lavender and tea tree hold a number of different benefits. For example, they are antibacterial, antifungal and antiviral. If you can’t source essential oils from your local stores, they can be bought online. While it may seem expensive for a small bottle, they are very versatile and will last a long time. If you like them and find plenty of use for them around your home, it may be cheaper to buy them in bulk.

  • Swap commercial toothpastes that contain harsh ingredients for a healthy, natural alternative. For one of the best homemade toothpaste ideas, mix two to three cups of baking soda with ten to fifteen drops of peppermint oil. Add water until the mixture meets the desired consistency.

  • For marked or scuffed wooden floors, add three drops of tea tree oil to a cloth and apply to the marks.

  • For squeaky clean windows, add ten drops of lavender oil to two ounces of water. Wipe clean with a microfibre cloth.


Vinegar is another non-toxic ingredient which has many different uses. It’s also very affordable and easy to come by. Make sure you use 100 percent distilled white vinegar and not one of the fancy alternatives.

  • Although it has a strong scent itself, vinegar is effective in removing bad odours from rooms. Just add some vinegar to a bowl and leave in the offending room over night. It can also work to freshen up stinky sinks. Just pour a cup of vinegar down the plug hole, leave to do it’s work for an hour and rinse with cold water.

  • When mixed with an equal amount of water, vinegar is helpful for removing stains from carpets. Just spray onto the stain, leave for a couple of minutes and then sponge the area dry.

  • Instead of using harsh bleach products to clean your toilet bowl, simply spray vinegar in the bowl and give it a good scrub with the toilet brush.

  • Disinfect your wooden chopping by wiping with a cloth and a few drops of vinegar.

There are so many amazing natural products right in front of us that we could and should be using in a number of helpful ways around the home. By swapping commercial products for some homemade solutions not only will you be saving money, but you will also be making a healthy choice for you and your family.


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